mortgage regulation
APRA Explains: Risk-weighted assets
… contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Mutuals: A look back and ahead
… rate floor. Applying a floor, based on the average mortgage rate over at least one interest rate cycle, would … that are estimated in your models while paying off a large mortgage. We would expect serviceability models, at the … improvement. Some final thoughts And what of prudential regulation? Prudential regulation has taken APRA and mutual …
Individual challenges and mutual opportunities
… align with measures to target higher risk residential mortgage lending, as well as the high concentration in … to reduce further the remaining residual difference in mortgage lending risk weights, delivering on the second … and (simultaneously) a desire to avoid differences in regulation creating competitive inequalities when different …
Deputy Chair John Lonsdale - speech to Customer Owned Banking Association (COBA) 2020 Convention
… contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Findings from CPS 511 pre-implementation review
… by fraudulent documentation provided by a particular mortgage broker. A close personal relationship existed between the banker and mortgage broker, and documented processes and controls …
APRA's current focus in superannuation
… number of managed investment schemes (MIS), predominantly mortgage and property schemes, suspended or froze redemptions … Or what are the heavens for?’ The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Authorised deposit-taking institution publications refresh
… will incorporate more detailed data on residential mortgage lending than in previous publications. The response … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Therese McCarthy Hockey remarks to COBA CEO and Directors Forum
… that customers are rewarding them for it; and leveraging mortgage broker channels to reach more customers. The data … - Australian Banking Association The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
The Australian banking system under stress – again?
… exposures, contributed only a fifth of total losses. The mortgage portfolio alone was not the principal driver of losses, a reflection of the structure of the domestic mortgage market as well as the general tightening in lending … Settlements, May 2009. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Opening Statement to the House of Representatives Standing Committee on Economics - October 2020
… loan repayment deferrals and expectations in relation to mortgage serviceability assessments. 11 May (and weekly … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Opening Statement to Senate Economics Legislation Committee - October 2020
… loan repayment deferrals and expectations in relation to mortgage serviceability assessments. 11 May (and weekly … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Credit risk
… October 2022 Prudential Practice Guide APG 223 Residential Mortgage Lending - clean PDF 468.14 KB Published 31 October … October 2022 Prudential Practice Guide APG 223 Residential Mortgage Lending - marked up PDF 566 KB Published 31 October … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
APRA releases international capital comparison study
… 13 July 2015 Print Email 15.18 The Australian Prudential Regulation Authority (APRA) has today released the results of … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Contingent liquidity: Final guidance
… KB Published 7 December 2022 The Australian Prudential Regulation Authority (APRA) is today releasing updated …
APRA Chair Wayne Byres - Speech to the Australian Financial Review Banking and Wealth Summit
… a priority issue. Our namesake in the UK, the Prudential Regulation Authority, is probably leading in this regard[3]. … which tasked APRA to develop a much stronger framework of regulation and supervision of remuneration[7]. We will have … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA Update - ICA Regulatory Update Seminar
… APRA’s general philosophy and approach to supervision and regulation, and noted APRA’s regulatory agenda. Although I … participants, i.e. the industry, and also the prudential regulation and supervision of those markets. I will then outline the likely future direction of insurance regulation in response to some weaknesses that have been …
APRA Chair Wayne Byres - Speech to the 2021 UBS Australasia Conference
… through applying more capital overall to residential mortgage portfolios given the structural concentration in … choice. Each of our various interventions in relation to mortgage lending – benchmarks on the growth in investor … not the other way around. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA Executive General Manager, Policy and Advice Division, Pat Brennan - Speech to the KangaNews Debt Capital Markets Summit
… contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA Chair John Lonsdale - Speech to Citi Australia and New Zealand Investment Conference
… to macroprudential policy and risks in the residential mortgage sector. It is consistently the topic I am asked most … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …