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Submissions

Royal Commission final report

APRA's plans in relation to specific recommendations contained in the Final Report of the Royal Commission 
APRA's responses to Royal Commission recommendations

Royal Commission interim report

APRA submission on Interim Report, including regulatory framework and practices, conduct, culture and governance and specific issues  covered in the report, such as lending practices and codes of conduct.


Royal Commission Round 6: Life and general insurance

APRA submission on Round 6: Life and general insurance, including underwriting and policyholder disclosure, insurance in superannuation, product design and claims management


Royal Commission Round 5: Superannuation

APRA submission on Round 5: Superannuation case studies  – issues related to governance, related parties, fees and commissions, MySuper transition, IOOF Investment Management Limited and Colonial First State Investments Limited

APRA submission on Round 5: Superannuation Policy and General Questions, including industry structure, APRA's powers and approach to deterrence, managing conflicts, members' best interest and the sole purpose test


Royal Commission Round 4: Experiences with financial services entities in remote and regional communities

APRA submission on Round 4: Experiences with financial services entities in remote and regional communities – issues relating to agribusiness lending, valuation practices and funeral expense products


Royal Commission Round 3: Loans to small and medium enterprises

APRA submission on Round 3: Loans to small and medium enterprises – Regulatory capital requirements and the Banking Code of Practice; issues relating to the Commonwealth Bank of Australia


Royal Commission Round 2: Financial advice

APRA submission on Round 2: Financial Advice – Enforceable undertakings as a regulatory enforcement tool


Royal Commission Round 1: Consumer lending

APRA submission on Round 1: Consumer Lending – APRA's response to residential mortgage lending practices; the role of remuneration and incentive policies