General insurers covered under the Financial Claims Scheme

The Financial Claims Scheme only applies to insurance policies issued by a general insurer that is authorised by APRA. The FCS does not apply to life insurance companies or private health insurance companies.

The list below contains the names of general insurers that are licensed (or authorised) by APRA and covered under the FCS. If your general insurer does not appear on the list below, you should contact your insurer to check whether they are licensed by APRA and covered under the FCS. In some instances, a general insurer will have a trading name that is different to the name of the licensed insurer they operate under. Although it will be the name of the licensed insurer (authorised by APRA) that appears on the list below, the FCS will apply to this licensed insurer trading under its own name as well as to any other trading name the licensed insurer operates.

This list was last updated on 15 March 2023

General insurers authorised to conduct insurance business in Australia

For information on Lloyd's operations in Australia click here.

• AAI Limited
• Achmea Schadeverzekeringen N.V.
• AIG Australia Limited
• Aioi Nissay Dowa Insurance Company Australia Pty Ltd
• Allianz Australia Insurance Limited
• Allianz Australia General Insurance Limited
• Allied World Assurance Company Limited
• Ansvar Insurance Limited
• ANZ Lenders Mortgage Insurance Pty. Limited
• Arch Lenders Mortgage Indemnity Limited
• Aspen Insurance UK Limited
• Assetinsure Pty Limited
• Atradius Credito Y Caucion S.A. De Seguros Y Reaseguros
• Auto & General Insurance Company Limited
• Avant Insurance Limited
• Barristers' Sickness and Accident Fund Pty Limited
• Berkley Insurance Company
• Berkshire Hathaway Specialty Insurance Company
• BHP Marine & General Insurances Pty Ltd
• Catholic Church Insurance Limited
• Chubb Insurance Australia Ltd
• CIC Allianz Insurance Limited
• Compagnie Francaise D'Assurance Pour Le Commerce Exterieur (trading as Coface Australia)
• Domestic & General Insurance PLC
• Employers Mutual Limited
• Eric Insurance Limited
• Factory Mutual Insurance Company
• First American Title Insurance Company of Australia Pty Limited
• General Reinsurance Australia Ltd
• Great Lakes Insurance SE
• Guild Insurance Limited
• Hallmark General Insurance Company Ltd.
• Hannover Rück SE
• HDI Global SE
• HDI Global Specialty SE
• Helia Insurance Pty Limited (formerly Genworth Financial Mortgage Insurance Pty Limited)
• Hollard Insurance Company Pty Ltd (The)
• Hollard Insurance Partners Limited
• Hospitality Employers Mutual Limited
• Insurance Australia Limited
• Insurance Manufacturers of Australia Pty Limited
• LFI Group Pty Ltd
• LawCover Insurance Pty Limited
• Liberty Mutual Insurance Company
• MDA National Insurance Pty Ltd
• Medical Insurance Australia Pty Ltd
• MIPS Insurance Pty Ltd
• Mitsui Sumitomo Insurance Company Limited
• Munchener Ruckversicherungs-Gesellschaft (Munich Reinsurance Company)
• OnePath General Insurance Pty Limited
• Optus Insurance Services Pty Limited
• Pacific International Insurance Pty Limited
• Petsure (Australia) Pty Ltd
• QBE Insurance (Australia) Limited
• QBE Insurance (International) Pty Limited
• QBE Lenders' Mortgage Insurance Limited
• RAA Insurance Limited
• RAC Insurance Proprietary Limited
• RACQ Insurance Limited
• RACT Insurance Pty. Ltd
• RenaissanceRe Europe AG
• SCOR Reinsurance Asia Pacific Pte. Ltd
• Sompo Japan Insurance Inc.
• Southern Cross Benefits Limited
• Sovereign Insurance Australia Pty Ltd
• St Andrew's Insurance (Australia) Pty Ltd
• StateCover Mutual Limited
• Stewart Title Limited
• Swiss Re Asia Pte. Ltd.
• Swiss Re International SE
• The New India Assurance Co. Limited
• The North of England Protecting and Indemnity Association Limited
• Tokio Marine & Nichido Fire Insurance Co., Ltd.
• Transatlantic Reinsurance Company
• TT Club Mutual Insurance Limited
• Virginia Surety Company, Inc.
• XL Insurance Company SE
• Youi Pty Ltd
• Zurich Australian Insurance Limited

General insurers only authorised to conduct run-off business

General insurers listed as being in run-off are restricted by APRA from writing new or renewal insurance business.

• Aioi Nissay Dowa Insurance Company Ltd
• Australian Family Assurance Limited (in Liquidation)
• Boral Insurance Pty Ltd
• Commonwealth Steamship Insurance Company Pty Ltd
• Corrvas Insurance Pty Ltd
• Credicorp Insurance Pty. Ltd
• Gordian Runoff Ltd
• Helia Indemnity Limited
• Master Butchers Co-operative Ltd
• MetLife General Insurance Ltd
• RealCover Insurances Pty Limited
• SiriusPoint International Forsakringsaktiebolag (publ)