Register of authorised deposit-taking institutions
The institutions listed below are regulated by APRA in accordance with the Banking Act.
A list of institutions covered under the Financial Claims Scheme is also available on this website.
Updated 1 October 2024
Australian-owned authorised deposit-taking institutions
- Alex Bank Pty Ltd
- AMP Bank Ltd
- Australia and New Zealand Banking Group Limited*
- Australian Military Bank Ltd
- Australian Mutual Bank Ltd
- Australian Settlements Limited (provides industry services)
- Australian Unity Bank Limited
- Auswide Bank Ltd
- Avenue Bank Limited
- B&E Ltd (trading as Bank of us)
- Bank Australia Limited
- Bank of Queensland Limited
- Bendigo and Adelaide Bank Limited
- Beyond Bank Australia Limited (trading as AWA Alliance bank)
- BNK Banking Corporation Limited
- Cairns Penny Savings & Loans Limited (trading as Cairns Bank)
- Central Murray Credit Union Limited
- Central West Credit Union Limited
- Coastline Credit Union Limited
- Commonwealth Bank of Australia*
- Community First Credit Union Limited
- Credit Union Australia Ltd (trading as Great Southern Bank)
- Credit Union SA Ltd
- Cuscal Limited (provides industry services)
- Defence Bank Limited
- Dnister Ukrainian Credit Co-operative Limited
- Family First Credit Union Limited
- Fire Service Credit Union Limited
- First Option Bank Ltd
- Ford Co-operative Credit Society Limited (trading as Geelong Bank)
- G&C Mutual Bank Limited
- Gateway Bank Ltd
- Goulburn Murray Credit Union Co-operative Limited
- Heritage and People's Choice Limited (trading as Heritage Bank, People's Choice Credit Union and People First Bank)
- Horizon Credit Union Ltd (trading as Horizon Bank)
- Hume Bank Limited
- IMB Ltd (trading as IMB Bank)
- Illawarra Credit Union Limited
- Indue Ltd
- IN1Bank Ltd
- Judo Bank Pty Ltd
- Laboratories Credit Union Limited
- Lutheran Laypeople's League of Australia
- Macarthur Credit Union Ltd (trading as THE MAC)
- Macquarie Bank Limited*
- Maitland Mutual Limited
- Members Banking Group Limited (trading as RACQ Bank)
- MyState Bank Limited
- National Australia Bank Limited*
- Newcastle Greater Mutual Group Ltd (trading as Newcastle Permanent, and Greater Bank)
- Norfina Limited (trading as Suncorp Bank)
- Northern Inland Credit Union Limited
- Orange Credit Union Limited (trading as Bank Orange)
- Police & Nurses Limited (trading as P&N Bank, and BCU Bank)
- Police Bank Ltd (trading as Border Bank and Bank of Heritage Isle)
- Police Credit Union Limited
- Police Financial Services Limited (trading as BankVic)
- QPCU Limited (trading as QBANK)
- Qudos Mutual Ltd (trading as Qudos Bank)
- Queensland Country Bank Limited
- Railways Credit Union Limited (trading as MOVE)
- Regional Australia Bank Ltd
- South West Slopes Credit Union Ltd (trading as SWSBANK)
- Southern Cross Credit Union Ltd
- Summerland Financial Services Limited (trading as Summerland Bank)
- Teachers Mutual Bank Limited (trading as Firefighters Mutual Bank, Health Professionals Bank, Hiver Bank, Teachers Mutual Bank and UniBank)
- The Broken Hill Community Credit Union Ltd (trading as Broken Hill Bank)
- The Capricornian Ltd
- Traditional Credit Union Limited
- Transport Mutual Credit Union Limited
- Tyro Payments Limited
- Unity Bank Limited
- Victoria Teachers Limited (trading as Bank First)
- Warwick Credit Union Ltd (trading as Dalby Credit Union and Gympie Credit Union)
- WAW Credit Union Co-Operative Limited (trading as BankWAW)
- Westpac Banking Corporation*
- Woolworths Team Bank Limited
* Under paragraph 24 of APS 330 Public Disclosure, the ADIs identified by (*) are required to make the disclosures for the identification of potential G-SIBs in Attachment H to that standard.
Foreign subsidiary banks
- Arab Bank Australia Limited
- Bank of China (Australia) Limited
- Bank of Sydney Ltd
- Heartland Bank Australia Limited
- HSBC Bank Australia Limited
- ING Bank (Australia) Limited (trading as ING)
- Rabobank Australia Limited
Branches of foreign banks
- Agricultural Bank of China Limited
- Bank of America, National Association
- Bank of Baroda
- Bank of China Limited
- Bank of Communications Co., Ltd.
- Bank of Taiwan
- Barclays Bank PLC
- BNP Paribas
- Canadian Imperial Bank of Commerce
- China Construction Bank Corporation
- China Everbright Bank Co., Ltd
- China Merchants Bank Co., Ltd
- Citibank, N.A.
- Cooperatieve Rabobank U.A. (trading as Rabobank)
- Crédit Agricole Corporate and Investment Bank
- DBS Bank Ltd
- Deutsche Bank Aktiengessellschaft
- E.SUN Commercial Bank, Ltd.
- First Commercial Bank
- Hua Nan Commercial Bank, Ltd
- Industrial and Commercial Bank of China Limited
- ING Bank N.V.
- Intesa Sanpaolo SPA
- JPMorgan Chase Bank, National Association
- KEB HANA Bank
- Mega International Commercial Bank Co., Ltd.
- Mizuho Bank, Ltd.
- MUFG Bank, Ltd.
- NongHyup Bank
- Oversea-Chinese Banking Corporation Limited
- Royal Bank of Canada
- Shinhan Bank Co., Ltd
- Societe Generale
- Standard Chartered Bank
- State Bank of India
- State Street Bank and Trust Company
- Sumitomo Mitsui Banking Corporation
- Taishin International Bank Co., Ltd
- Taiwan Business Bank, Ltd
- Taiwan Cooperative Bank, Ltd
- The Bank of New York Mellon
- The Bank of Nova Scotia
- The Hongkong and Shanghai Banking Corporation Limited
- The Northern Trust Company
- UBS AG
- Union Bank of India
- United Overseas Bank Limited
- Woori Bank
Restricted authorised deposit-taking institutions
There are currently no restricted authorised deposit-taking institutions regulated by APRA
Providers of purchased payment facilities
- PayPal Australia Pty Limited
Conditions on banking authority 2023: PayPal Australia Pty Ltd - Commencing 27 June 2023
- Wise Australia Pty Ltd
Notice of name change of ADI: previously TransferWise Australia Pty Ltd - Dates 2 March 2021
Conditions on banking authority 2023: Wise Australia Pty Ltd - Commencing 27 June 2023
Significant financial institutions
View a list of significant financial institutions, which are defined in Prudential Standard APS 001 Definitions.