Contact APRA

APRA is an independent statutory authority that supervises institutions across the banking, insurance and superannuation industries (other than self-managed funds) to promote the careful or prudent management of these institutions. As the prudential regulator, APRA is concerned with maintaining the safety and soundness of the institutions it regulates to ensure that they can fulfil the financial promises they make to depositors, policyholders and superannuation beneficiaries. It does not deal with individual complaints about products and services of these institutions unless the complaint relates to the safety and stability of the institution.

If you wish to raise a complaint about a product or service, this should first be directed in writing to the financial institution. In the case of superannuation entities, you may also lodge a formal complaint with your fund’s trustee. Superannuation trustees are required to have an internal dispute resolution process and to respond to complaints within 90 days.

If an issue is not resolved to your satisfaction, you can lodge a complaint with the Australian Financial Complaints Authority, or AFCA. AFCA provides fair and independent financial services complaint resolution that is free to consumers.  AFCA’s details are set out below:

• Website: www.afca.org.au
• Email: info@afca.org.au
• Telephone: 1800 931 678 (free call)*
• In writing to: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001
• For more information, visit https://www.afca.org.au/about-afca/ 

The Australian Securities and Investments Commission (ASIC) is responsible for regulating markets, financial services and consumer credit activities. For questions about Australian financial services (AFS) licence holders you should contact ASIC.  ​​​

You can contact ASIC online or by phone on 1300 300 630.

For extensive information on the FCS, see About the Financial Claims Scheme on the APRA website.

The Australian Taxation Office (ATO) is responsible for the regulation of self-managed superannuation funds (SMSFs).

The ATO contact details are 13 28 61 or at https://www.ato.gov.au/Super. 

To use a restricted word or expression in a company name, business name, trade mark or service mark you must apply to APRA.

A guide on Restricted Words under the Banking Act 1959 is provided on our website here. An APRA Explains article on the process of applying to use a restricted word is available on our website here. 

In support of an application to use the word ‘bank’ and other restricted words, please provide the following:

• the proposed use of the restricted word/s
• the nature of the business, the types of transactions and your target customers;
• when you intend to start the business;
• the street address of the business; and
• whether you are required to have an Australian Financial Services Licence (AFSL) or a Australian Credit License (ACL). If not, have you obtained confirmation from the Australian Securities & Investments Commission (ASIC) that an AFSL or ACL is not required?

Please email this information to: licensing@apra.gov.au

If you have a question about one of APRA's statistical publications, please email DataAnalytics@apra.gov.au.