mortgage regulation
Residential Mortgage Lending
… Breadcrumb Home Search Content 223 Residential Mortgage Lending APG 223 ARS 223.0 Guidance (1) Status: … Current 1 January 2023 Download APG 223 Residential Mortgage Lending This PPG aims to outline prudent practices … Effective from 3 April 2023 External ARS 223.0 Residential Mortgage Lending This reporting standard outlines the …
Regulation impact statements
… Breadcrumb Home Search Content Regulation impact statements The Regulation Impact Statement (RIS) process seeks to assist … impact statement October 2018 RIS ARS 223 Residential mortgage requirements for authorised deposit-taking …
Is self-regulation dead?
… Breadcrumb Home Search Content Is self-regulation dead? 8 August 2019 Wayne Byres, Chairman – … morning, I’ve been asked to answer the question: is self-regulation dead? To cut to the chase, my answer is that I … This was a classic excuse in APRA’s intervention in mortgage lending: many industry participants were …
Register of general insurance
… Company Limited Ansvar Insurance Limited ANZ Lenders Mortgage Insurance Pty. Limited Variation of licence conditions: ANZ Lenders Mortgage Insurance Pty Limited PDF 65.09 KB Takes effect 1 April 2008 Arch Lenders Mortgage Indemnity Limited Notice revoking conditions on …
APRA Explains - the Financial Claims Scheme
… savings and cheque accounts, term deposits and mortgage offset accounts (where the offset account is a … visit the FCS website . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
COVID-19: How APRA prepared for and has responded to the coronavirus crisis
… during the coronavirus pandemic? And where does prudential regulation go from here? APRA’s pre-COVID-19 work: pandemic … close attention to certain business lines, particularly mortgage insurance, trade credit and landlord insurance. In … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
A message from APRA Executive Director Sean Carmody
… industries: Banking – making hardship allowances for mortgage and small business customers, and working through … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Democratising data: APRA’s new approach to quarterly reporting
… restrictions contained within the Australian Prudential Regulation Authority Act 1998 (APRA Act). The proposed … feature new and more detailed statistics on residential mortgage lending, such as additional aggregate data on … ' article, December 2019. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
The Financial Claims Scheme: Protecting depositors and policyholders
… savings and cheque accounts, term deposits and mortgage offset accounts (where the offset account is a … correct at time of publication. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA Explains: Applying to APRA to use restricted words
… my take to respond to your request. Case Study Mary runs a mortgage broking business and has decided to change the name … she could use the restricted term. APRA considers that a mortgage broking business relates to the provision of … business to Bank Beaters. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Capital explained
… in their business. This is a core tool of prudential regulation and also supports system-level financial … industry ’ article, March 2020. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Beyond data collection: APRA's data modernisation agenda
… of form-based data, which grew over time in line with regulation. Our data warehouse was expanded by bolting on to …
APRA Explains: Risk-weighted assets
… contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Liquidity - frequently asked questions
… factors which may be relevant. 23. Does APRA consider a mortgage warehouse facility as short-term or long-term …
Freedom of information disclosure log
… to: FOI Contact Officer Australian Prudential Regulation Authority GPO Box 9836 Sydney NSW 2001 … by APRA in 2024 on the health of the banking sector's mortgage book. 6 fully released documents and 4 partially … APRA Act 1998. Section 56 of the Australian Prudential Regulation Authority Act 1998 . 2015/01 1 December 2015 …
Brian Gray scholarship recipients and research papers
… Felix Destructive Interference? The Effect of Post-GFC Regulation on the Value and Stability of Australian Banks PDF … hidden in the Shadows? An empirical analysis of US banking regulation PDF 1016.69 KB Ogngen Lalovic Honours candidate, … Wanzare, Nitya The impact of hard and soft information on mortgage default PDF 1.33 MB Nitya Wanzare Honours candidate, …
APRA information papers
… - Review of APRA's prudential measures for residential mortgage lending risks PDF 559.06 KB Published 29 January … Implementing the BEAR PDF 620.77 KB Published October 2018 Regulation of superannuation entities by APRA and ASIC.pdf …
Economic and financial statistics - frequently asked questions
… equity trusts (domestic and international); Listed mortgage trusts; Unlisted mortgage trusts; Listed investment companies; Non-cash common … collection are protected under the Australian Prudential Regulation Authority Act 1998 (APRA Act). As noted in the …