Freedom of information disclosure log

1 fully released document

4 partially released documents

6 fully released documents and 4 partially released documents.

1 partially released document

1 fully released document and 3 documents released in part

1 partially released document.

1 fully released document.

1 fully released document.

3 fully released documents and 2 partially released documents

5 fully released documents and 3 partially released documents

1 fully released document

APRA Enterprise Agreement 2022

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1 partially released document

3 fully released documents and 3 partially released documents.

Any email or other communication directed at all staff or all SES (or equivalent) staff about either the Royal Commission on the Robo-debt Scheme (the Royal Commission) or the government’s response;

Any brief, paper or submission prepared for Senate estimates in October 2023 or to the agency’s executives regarding the agency’s response to the Royal Commission or the government’s response; and

Any document relating to changing training to incorporate information about the Royal Commission or the government’s response.

The following are excluded from the request:

Any document that solely deals with adverse findings regarding individuals members of staff of that agency.
For the period of 1 July to 31 December 2023.

1 fully released document:

1 fully released document:

4 fully released documents:

1 partially released document.

1 publicly available document released. 

2 redacted documents released following an internal review:

Emails sent between 1 March 2023 and 11 August 2023 regarding certain APRA regulated superannuation entities that:

1. relate to APRA's monitoring work of the valuations of unlisted assets of the relevant superannuation funds, and are sent to or from the APRA Executive Board, the Executive Director of Superannuation and General Managers of Branches 1, 2 and 3; or
2. were sent by APRA to any of the specified superannuation funds about the funds' valuations of unlisted assets.

3 fully released documents and 12 partially released documents:

1. Any document that formally rescinded the intention of APRA to introduce an external audit requirement alongside the introduction of the LCR (Liquidity Coverage Ratio) and which could be used to by APRA to demonstrate that the failure to introduce the audit requirement, through APS 310, was anything other than an oversight/mistake by APRA.
2. Any document that describe how the introduction of the ARS 210.0 audit requirement came to be included within the unrelated consultation on EFS. 
3. Any documents that discuss media ‘strategies’ as to how these changes should be publicly announced.

Two partially released documents.

List of Show Cause Notice recipients - not disclosed on disclosure log as document contains the personal information of the FOI Applicant

Six partially released documents:

One partially released excel document:

Two partially released documents:

Full access to the following documents and pages:

Speeches from APRA Member Margaret Cole:

• Speech to the Investment Magazine Chair Forum – 28 March 2022
• Speech to the Financial Services Council Webinar – 20 October 2021

Four fully released documents:

One excel document:

All correspondence or communications between then APRA chair Wayne Byres and/or his office with either:

1. Then Treasurer Josh Frydenberg and/or his office; or
2. Treasury

during the period May 18, 2019 to May 31 2019 inclusive including, but not limited to, emails, text messages, letters, facsimiles, online chats, phone records, meeting notes or appointment records.

Wayne Byres’ meeting diary/calendar for the period May 18 to May 31 2019 inclusive.

Four fully released documents:

• A numbered summary of all entities (not individually named) and their industry group that have completed the CPS-234 Tripartite Assessment
• Percentage of the above entities that are compliant per industry group with CPS-234.

One fully released document:

One fully released document:

One fully released document:

Two fully released documents:

One partially released document:

One fully released document:

• Total number of active life insurance policies by quarter since January 2017 until latest statistical release.
• Total number of members holding an active life insurance policy by quarter since January 2017 until latest statistical release.
• Total number of death benefits paid out (number and $) by quarter since January 2017 until latest statistical release.
• If the reason for death can be broken down by ICD code then a breakdown of the deaths paid out by ICD code by quarter since January 2017 until latest statistical release.

One partially released document:

One fully released document:

1. Request for documents that would identify on how many occasions APRA has used its powers pursuant to Part 17 of the Superannuation ·Industry (Supervision) Act 1993 to:
   • {I) Temporarily suspend a trustee of a Regulated Superannuation Fund; and
   • {ii) Permanently replace a trustee of a Regulated Superannuation Fund with another trustee.
2. A copy of APRA's submission to the Parliamentary Joint Committee on Corporations and Financial Services' Inquiry into the collapse of Trio Capital'.

Sixteen fully released documents:

Twenty one documents (two fully released documents and nineteen partially released documents):

One partially released document:

Four documents:

• Summary of detailed receipts paid by superannuation entities
• 3 x Detailed receipts downloaded from the AEC transparency register website on 4 April

Request for documents regarding the current and historical foreign ownership of:

• Australia’s insurance industry overall
• Australia’s life insurance industry
• Australia’s home and contents insurance industry
• Australia’s general insurance industry 

Two documents:

Four (4) publicly available documents released in full:

Two publicly available documents:

One document:

• APRA's External Legal Expenditure on the Royal Commission into Misconduct in the Banking Superannuation and Financial Services Industry

One publicly available document:

• APRA's Capability Review Terms of Reference

One publicly available document:

Two documents:

Three emails and one executive minute with personal information redacted.

The consultation letter on amendments to margin requirements and corresponding response to submissions can be found at the link below:

Consultations on Margining and risk mitigation for non-centrally cleared derivatives

One document 

• ISC Minute Paper with exempt information redacted. 

Eight documents, consisting of:

• Founding Deed of NSW Bookmakers Super Fund (1974)
• Deed of replacement of Trustee
• Governing Rules
• Various Deeds of Amendment from 1994 to 2006.

One document:

• Covering Letter lodged with APRA for Fund Registration for the NSW Bookmakers’ Super Fund.

Three publicly available documents:

• Consent to sale or disposal of business of an authorised deposit-taking institution;
• Approval to hold the transferring business of a financial sector company; and
• Revocation of Authority to carry on banking business.

Publicly available documents:

• Links to APRA’s public website; and
• section 229 of the Superannuation Industry (Supervision) Act 1993 (Cth).

Two documents:

• Trust Deed of MLC Super Fund dated 9 May 2016
• Decision of APRA to Grant Fund Registration to MLC Super Fund dated 8 June 2016

One document:

• Decision of APRA to grant fund registration to NAB Group Superannuation Fund A dated 28 April 2006.

One document:

• Trust Deed of National Australia Bank Group Superannuation Fund A dated 1 July 2005

One document:

• Decision of APRA to grant Fund Registration to Suncorp Master Trust dated 15 June 2006

One publicly available document:

• Media release: ‘APRA announces Terms of Reference for enforcement strategy review’ dated 12 November 2018

Six publicly available statistical publications consisting of:

a) APRA's Annual Superannuation Bulletin for the years 2007, 2008, 2009 and 2010;

b) APRA's March 2011 Quarterly Superannuation Performance publication; and

c) APRA's Insight publication - celebrating 10 years of superannuation data collection 1996 - 2006.

Guidelines or policy documents that APRA officers use to assess:

a) whether an applicant for an RSE licence should be granted an RSE licence; and

b) when or under what conditions a previously issued RSE licence should be suspended or revoked; and

procedural documents that cover the steps to be taken when suspending or revoking an RSE licence.

Four documents, three of which are publicly available:

a) Licensing and registering a superannuation entity - Explanatory guide on licensing and registration;

b) Licensing and registering a superannuation entity - Licence application;

; and

d) RSE licence cancellation procedure.

Three publicly available documents:

a) Early release of superannuation benefits - Summary details for 2003/4 to 2010/11 years;

b) Early release of superannuation benefits - Specific details for 2003/4 to 2011/12 (to date) years; and

c) Extract of 2009/10 APRA Annual Report.

Guidelines or policy documents relating to:

a) when APRA officers should refer complaints concerning financial services or regulated superannuation funds to ASIC; and

b) when APRA officers should refer matters to ASIC during an investigation.

and

The Joint Protocol for Co-Operation between APRA and ASIC pursuant to the Memorandum of Understanding of 18 May 2010 dated 16 March 2011.

and

The Joint Protocol for Co-Operation between APRA and ASIC pursuant to the Memorandum of Understanding of 18 May 2010 dated June 2010.

The following documents were released in full:

a) Superannuation Circulars II.D.1; III.A.2; III.A.3;

b) Superannuation FAQ 13.1;

c) Draft SPG 521; and

d) SPG 200.

Correspondence between officers of ASIC and officers of APRA in relation to the Applicant’s previous FOI request of 26 September 2011.

Copies of a redacted version of the ‘Joint Protocol for the Co-operation between APRA and ASIC pursuant to the Memorandum of Understanding of 18 May 2010, or any document that describes how to redact the Joint Protocol.

Documents which relate to the assignment or transfer of the pre -1 July 1981 liabilities of AFG Insurances Limited, such as:

(i) any agreement or Deed by which such liabilities were assigned (e.g., to National Insurance Company of New Zealand Limited, or any other entity); and/or

(ii) any approvals, notices issued by APRA in that regard.

Two publicly available documents:

a) The Superannuation Legislation Amendment (Trustee Obligations and Prudential Standards) Bill 2012 pdf; and

b) Explanatory Memorandum - The Superannuation Legislation Amendment (Trustee Obligations and Prudential Standards) Bill 2012 pdf.

Two publicly available documents consisting of:

a) The audited accounts of AustralianSuper for the year ended 30 June 2011.

b) The auditor's report for AustralianSuper for the year ended 30 June 2011.

1. Blank election form to become a regulated superannuation fund with instructions published by the Insurance and Superannuation Commission.
2. Provision of prescribed information under theSuperannuation Industry (Supervision) Act 1993completed by the CPP Superannuation Investment Pool dated 9 October 1995.

Three publicly available documents:

Two publicly available documents:

a) NRMA Product Disclosure Statement and advertising material;

b) Printout from NRMA website (product terms and conditions).

explanatory document.

Prudential Practice Guide 

Two publicly available documents:

One publicly available document:

One publicly available document:

The Operations of Private Health Insurers Annual Report - 2014/15

Two documents available:

One publicly available document: