mortgage regulation

… 30 November 2022 Print Email The Australian Prudential Regulation Authority (APRA) has published the aggregated … in specific regions and industries. For example, mortgage lending losses were higher in northern Australia, … contact APRA on  1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… 18 February 2015 Letter: Reinforcing sound residential mortgage lending practices PDF 152.77 KB Issued 9 December … APRA releases draft prudential guide on residential mortgage lending PDF 121.76 KB Issued 26 May 2014 Letter: …

… 8 December 2017 Print Email The Australian Prudential Regulation Authority (APRA) today welcomed the announcement … to capital requirements for higher risk residential mortgage lending, consistent with the achievement of … contact APRA on  1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… an ADI or an insurer? Why are they subject to prudential regulation and why might requirements for risk and governance … encourage those of you with an interest in prudential regulation to read it. I will draw on some of the points the … our approach to supervision. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… economic downturn but asset quality remains solid overall. Mortgage lending portfolios in particular continue to show … UK banks and one-tenth that for US banks. The quality of mortgage lending portfolios would, of course, be tested if … Supervision, the global standard-setting body for banking regulation. I have now attended my first two Basel Committee …

… What are you doing in response to the GFC? i.e. what extra regulation will you be imposing on financial institutions? The regulation we are referring to here is prudential regulation … as insurance brokers and agents, financial planners and mortgage brokers. Boards of insurers will in future be taking …

… 19 June 2019 Print Email   The Australian Prudential Regulation Authority (APRA) has released the Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … card institutions. Statistics The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… Print Email John Lonsdale, Chair - Australian Prudential Regulation Authority   My colleagues and I welcome the … geopolitical risks, continuing high inflation and elevated mortgage interest rates. Cost of living pressures remain a … APRA has responded to industry requests to ensure the regulation is effective and proportionate to the size and …

… development that challenge business models and regulation, cyber threats, insurance affordability pressures, … we expect there to be pockets of stress from mortgage holders and other borrowers who find themselves … Optus Taskforce. APRA assisted in the development of a new regulation to allow Optus to share limited customer …

… Breadcrumb Home Search Content Speeches Financial regulation and financial sector evolution: Looking ahead … with the qualifying criteria. These assets are residential mortgage-backed securities (RMBS) with a long-term credit … Cape Town, 24 January 2013. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… that provided a more certain platform for an expanding mortgage and asset-backed securities market to flourish in … lending standards and risk management in residential mortgage lending: this was first issued in 2014 and refined … in Australia. But when the flow of credit encounters regulation, it’s like flowing water encountering a barrier: …

… Print Email John Lonsdale, Chair - Australian Prudential Regulation Authority   Thank you for the opportunity to … remains strong and stable, benefiting from prudential regulation and policy settings reviewed and enhanced over … continue to review settings of the tools including the mortgage serviceability buffer and the counter-cyclical …

… And those trends have occurred during a time in which regulation has been strengthened – prima facie, it has not … the number of mutuals, the share of industry assets (and mortgage lending, their primary product) held by the mutual … and interest rates will have a significant impact on many mortgage borrowers, with pockets of stress likely, …

… to say a few words on the FSI recommendation regarding mortgage risk weights. In July 2015, we announced higher mortgage risk weights for banks using internal model-based … Risk Culture PDF 756.36 KB The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… Print Email John Lonsdale, Chair - Australian Prudential Regulation Authority   Thank you for the opportunity to … maintain the current macroeconomic settings including the mortgage serviceability buffer at 3 percentage points and the … manage the risks of the future. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… Oath Conference Thursday 8 August 2019 Print Email Is self-regulation dead? Wayne Byres, Chairman – Crossroads: The 2019 … morning, I’ve been asked to answer the question: is self-regulation dead? To cut to the chase, my answer is that I … This was a classic excuse in APRA’s intervention in mortgage lending: many industry participants were …

… foreign ADIs also announced   The Australian Prudential Regulation Authority (APRA) has today released for … ADIs with balance sheets that comprise predominantly mortgage lending portfolios funded by retail deposits are … contact APRA on  1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… savings and cheque accounts, term deposits and mortgage offset accounts (where the offset account is a … visit the FCS website .     The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …

… impact will be to lift capital requirements against mortgage lending relative to other types of lending, … banking system.  That provides a natural segue to mortgage lending standards. It is not enough just to make … is far better than cure. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …