mortgage regulation
Response to submissions - Changes to quarterly authorised deposit-taking institution property exposures (QPEX)
… incorporate more detailed aggregated data on residential mortgage lending than in previous publications. APRA will now source residential mortgage lending data from Australian Reporting Form ARF … information under section 56 of the Australian Prudential Regulation Authority Act 1998 (APRA Act). APRA currently …
Ideas and issues in financial regulation
… Home Search Content Speeches Ideas and issues in financial regulation Tuesday 26 November 2013 Print Email John Laker, … its birth, that my organisation, the Australian Prudential Regulation Authority (APRA), has been implementing! In the … toxic structured instruments spawned in the US sub-prime mortgage market. Or in the pricing of bank shares and bank …
APRA releases quarterly authorised deposit-taking institution statistics for December 2020
… 16 March 2021 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … and residential property exposures, including detail on mortgage lending such as risk indicators, serviceability … loans. Key statistics for ADIs conducting residential mortgage lending for the quarter were: Residential mortgages …
APRA announces 2016 Brian Gray Scholarship recipients
… 14 July 2016 Print Email The Australian Prudential Regulation Authority (APRA) today announced the four … Still Hidden in the Shadows? An Analysis of Shadow Banking Regulation — Ognjen Lalovic; Alternative Funding Mechanisms … Perks; and Impact of Hard and Soft Information on Mortgage Default — Nitya Wanzare. The Scholarship program is …
APRA maintains current macroprudential policy settings
… 4 December 2023 Print Email The Australian Prudential Regulation Authority (APRA) has published its annual update … an additional capital buffer for stress situations; the mortgage serviceability buffer will be kept at 3 percentage … have helped to mitigate risks to the financial system. The mortgage serviceability buffer has proved to be effective …
APRA Chair Wayne Byres - Remarks to FINSIA ‘The Regulators’ event
… we’ll continue to pay special attention to residential mortgage portfolios and housing lending standards given their … I call them foundational because they’re not about more regulation, or changing regulation, but rather better regulation. The first is our …
APRA keeps macroprudential policy settings steady
… Monday 29 July 2024 Print Email The Australian Prudential Regulation Authority (APRA) has confirmed it will keep its … housing lending remains sound, and while arrears rates on mortgage and business lending portfolios continue to rise … will remain at 1.0 per cent of risk weighted assets; the mortgage serviceability buffer will be kept at 3 percentage …
Scrutiny of securitisation practices
… KB Published 7 December 2020 The Australian Prudential Regulation Authority (APRA) has recently identified that some … deposit-taking institutions (ADIs) repurchased residential mortgage loans that were subject to repayment deferral from …
Remarks for 'The Regulators' panel
… for a little under two-thirds. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Letters to authorised deposit-taking institutions in 2017
… Letter: Further measures to reinforce sound residential mortgage lending practices March 2017 PDF 350.22 KB Issued 31 …
APRA releases statistics on ADI property exposures for March 2017
… 30 May 2017 Print Email The Australian Prudential Regulation Authority (APRA) today released Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases statistics on ADI property exposures for June 2017
… 29 August 2017 Print Email The Australian Prudential Regulation Authority (APRA) today released Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA to release additional housing market data
… 31 January 2020 Print Email The Australian Prudential Regulation Authority (APRA) will expand its quarterly … to include new and more detailed statistics on residential mortgage lending. In a letter to authorised deposit-taking … The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA publishes new details on Climate Vulnerability Assessment
… 3 September 2021 Print Email The Australian Prudential Regulation Authority (APRA) has published an information … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Macroprudential policy: consultation
… attachment to APS 220 focus on risks in residential mortgage lending and commercial property lending; together, … guidance in Prudential Practice Guide APG 223 Residential Mortgage Lending. Once the proposed attachment to APS 220 … ratios, under Reporting Standard ARS 223 Residential Mortgage Lending. APRA’s proposed amendments to ARS 223 can …
APRA releases statistics on ADI property exposures for December 2018
… 20 March 2019 Print Email The Australian Prudential Regulation Authority (APRA) has released its Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … card institutions. Statistics The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases statistics on ADI property exposures for December 2017
… March 2018 Print Email 18.11 The Australian Prudential Regulation Authority (APRA) today released its Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases statistics on ADI property exposures for March 2018
… 21 June 2018 Print Email The Australian Prudential Regulation Authority (APRA) today released Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA sets out framework for using macroprudential tools to promote financial stability
… 11 November 2021 Print Email The Australian Prudential Regulation Authority (APRA) has set out its framework for the … they could implement limits on higher risk residential mortgage and commercial property lending in a timely and … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Risk-based supervision: How can we do better? An Australian supervisory perspective
… No one gets off lightly: not wall street bankers; not mortgage originators; not home loan borrowers; not ratings … to read the warning signs; failure to stop the ‘runaway mortgage securitisation train’; failure to make adequate use … large exposures and so forth). We do not. To us, ‘regulation’ can be defined as the application of rules and …