mortgage regulation
Residential Mortgage Lending
… Breadcrumb Home Search Content 223 Residential Mortgage Lending APG 223 ARS 223.0 Guidance (1) Status: … Current 1 January 2023 Download APG 223 Residential Mortgage Lending This PPG aims to outline prudent practices … Effective from 3 April 2023 External ARS 223.0 Residential Mortgage Lending This reporting standard outlines the …
APRA responds to submissions on the capital treatment of First Home Loan Deposit Scheme mortgages
… 9 December 2019 Print Email The Australian Prudential Regulation Authority (APRA) has released its response to the … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases draft prudential practice guide on residential mortgage lending
… releases draft prudential practice guide on residential mortgage lending Monday 26 May 2014 Print Email 14.11 The Australian Prudential Regulation Authority (APRA) today released for consultation a … (ADIs) on sound risk management practices for residential mortgage lending. Residential mortgage lending has been a …
Reporting requirements for residential mortgage lending
… Closed January 2018 Reporting requirements for residential mortgage lending Final round - January 2018 On 10 January … letter to its May 2017 consultation on residential mortgage lending reporting requirements and issued revised a … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
APRA consults on the capital treatment of mortgages covered by the First Home Loan Deposit Scheme
… 28 October 2019 Print Email The Australian Prudential Regulation Authority (APRA) has released for consultation its … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA updates guidance on residential mortgage lending
… Media Releases APRA updates guidance on residential mortgage lending Thursday 23 February 2017 Print Email The Australian Prudential Regulation Authority (APRA) has updated its expectations for sound residential mortgage lending practices for authorised deposit-taking …
APRA releases final prudential practice guide on residential mortgage lending
… releases final prudential practice guide on residential mortgage lending Wednesday 5 November 2014 Print Email 14.23 The Australian Prudential Regulation Authority (APRA) today released a final prudential … (ADIs) on sound risk management practices for residential mortgage lending. Prudential Practice Guide APG 223 …
APRA reaffirms revised mortgage risk weight target
… Home Search Content Media Releases APRA reaffirms revised mortgage risk weight target Friday 5 August 2016 Print Email The Australian Prudential Regulation Authority (APRA) has today reaffirmed its … announced in 2015, to raise Australian residential mortgage risk weights applied by banks using internal models …
APRA updates residential mortgage lending guidance and reporting
… Search Content Media Releases APRA updates residential mortgage lending guidance and reporting Monday 24 October … 2016 Print Email 16.41 The Australian Prudential Regulation Authority (APRA) has today released for … revisions to Prudential Practice Guide APG 223 Residential mortgage lending to incorporate measures either announced by …
Capital requirement for First Home Loan Deposit Scheme mortgages
… be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
APRA increases capital adequacy requirements for residential mortgage exposures under the internal ratings-based approach
… increases capital adequacy requirements for residential mortgage exposures under the internal ratings-based approach … 20 July 2015 Print Email 15.19 The Australian Prudential Regulation Authority (APRA) has today announced an increase … the amount of capital required for Australian residential mortgage exposures by authorised deposit-taking institutions …
APRA publishes frequently asked questions on loan repayment deferrals and residential mortgage lending
… questions on loan repayment deferrals and residential mortgage lending Thursday 7 May 2020 Print Email The Australian Prudential Regulation Authority (APRA) has published guidance for … in Prudential Practice Guide APG 223 – Residential Mortgage Lending. The FAQs will be updated periodically over …
APRA finalises amendments to guidance on residential mortgage lending
… APRA finalises amendments to guidance on residential mortgage lending Friday 5 July 2019 Print Email The Australian Prudential Regulation Authority (APRA) has announced that it will … deposit-taking institutions (ADIs) perform on residential mortgage applications. In a letter to ADIs issued today, APRA …
APRA announces further measures to reinforce sound residential mortgage lending practices
… announces further measures to reinforce sound residential mortgage lending practices Friday 31 March 2017 Print Email 17.11 The Australian Prudential Regulation Authority (APRA) is today initiating additional … supervisory measures to reinforce sound residential mortgage lending practices in an environment of heightened …
Prudential Practice Guide APG 223 Residential Mortgage Lending
… July 2019 Prudential Practice Guide APG 223 Residential Mortgage Lending Revisions to the buffer and floor rates in … set out in Prudential Practice Guide APG 223 Residential Mortgage Lending. APRA also released the final revised … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
APRA publishes FAQ on the prudential treatment of residential mortgage loans issued under the Family Home Guarantee and First Home Loan Deposit Scheme
… publishes FAQ on the prudential treatment of residential mortgage loans issued under the Family Home Guarantee and … Monday 28 June 2021 Print Email The Australian Prudential Regulation Authority (APRA) has published a frequently asked … the regulatory capital requirements for residential mortgage loans issued under both the FHG and FHLDS for ADIs …
Response to submissions: Capital treatment of mortgages under the First Home Loan Deposit Scheme
… home buyers through a Government guarantee of eligible mortgage loans for up to 15 per cent of the property purchase … Capital treatment APRA proposed adjusting the residential mortgage capital requirements detailed in Prudential Standard … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Consultation on the capital treatment of mortgages under the First Home Loan Deposit Scheme
… home buyers, through a Government guarantee of eligible mortgage loans for up to 15 per cent of the property purchase … effect to this lower capital requirement by adjusting the mortgage capital requirements set out in Prudential Standard … Policy and Advice Division Australian Prudential Regulation Authority Yours sincerely, John Lonsdale Deputy …
APRA to remove interest-only benchmark for residential mortgage lending
… APRA to remove interest-only benchmark for residential mortgage lending Wednesday 19 December 2018 Print Email The Australian Prudential Regulation Authority (APRA) has announced that it will remove … its supervisory benchmark on interest-only residential mortgage lending by authorised deposit-taking institutions …
APRA succeeds in action to recover assets of failed super fund
… 2017 Print Email 09.18 The Australian Prudential Regulation Authority (APRA) has successfully taken action in … Superannuation Fund. The matter involved a dispute over a mortgage given to the Fund, which forced APRA to take legal … Trustee who was vested with the Fund’s assets, including a mortgage over a property in South Australia. Although a …