mortgage regulation
APRA Insight - 2016
… 1 July 2016 Print Email Insight Issue 1 2016 Residential mortgage underwriting standards Private health insurance … prudential policy roadmap The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases quarterly authorised deposit-taking institution statistics for June 2022
… 6 September 2022 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … growth and asset quality is healthy. New residential mortgage lending increased by $3.7 billion in the June 2022 … points Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 June 2021 June …
Remarks for 'The Regulators' panel
… Australia, however, is the relatively high proportion of mortgage lending on the banking system’s balance sheet. … competitive pressures among lenders, the quality of new mortgage lending and the re-establishment of sound lending … the standardised approaches. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA finalises its macroprudential policy framework
… Tuesday 14 June 2022 Print Email The Australian Prudential Regulation Authority (APRA) has finalised amendments to its … in place to limit growth in higher risk residential mortgage lending, such as loans at high debt-to-income … to prudently and proactively manage risks in residential mortgage lending. APRA expects lenders to closely monitor …
APRA releases quarterly authorised deposit-taking institution statistics for December 2023
… 12 March 2024 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … points Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 December 2022 … 2022 quarter December 2023 quarter Change New residential mortgage loans funded $150.2 billion $152.5 billion 1.60% …
APRA releases quarterly authorised deposit-taking institution statistics for March 2023
… Tuesday 6 June 2023 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … points Key statistics for ADIs conducting residential mortgage lending for the quarter were: 2 March 2022 March … 2022 quarter March 2023 quarter Change New residential mortgage loans funded $145.1 billion $132.7 billion -8.5% New …
APRA releases quarterly authorised deposit-taking institution statistics for March 2021
… Tuesday 8 June 2021 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … the quarter was largely driven by increased residential mortgage lending, in particular by owner-occupiers. The share of new higher-risk residential mortgage lending across most key metrics (for example, …
APRA increases banks’ loan serviceability expectations to counter rising risks in home lending
… 6 October 2021 Print Email The Australian Prudential Regulation Authority (APRA) has today increased the minimum … growing financial stability risks from ADIs’ residential mortgage lending, is supported by other members of the … APRA will continue to closely monitor risks in residential mortgage lending, and can take further steps if necessary. A …
APRA keeps countercyclical capital buffer on hold, releases assessment of measures to lift home lending standards
… 29 January 2019 Print Email The Australian Prudential Regulation Authority (APRA) has announced its decision to … 2014 to address systemic risks related to residential mortgage lending standards. In a separate but related … its objectives for its interventions in the residential mortgage lending market in recent years, which were aimed at …
Ideas and issues in financial regulation
… Home Search Content Speeches Ideas and issues in financial regulation Tuesday 26 November 2013 Print Email John Laker, … its birth, that my organisation, the Australian Prudential Regulation Authority (APRA), has been implementing! In the … toxic structured instruments spawned in the US sub-prime mortgage market. Or in the pricing of bank shares and bank …
APRA releases quarterly authorised deposit-taking institution statistics for December 2020
… 16 March 2021 Print Email The Australian Prudential Regulation Authority (APRA) has released the Quarterly … and residential property exposures, including detail on mortgage lending such as risk indicators, serviceability … loans. Key statistics for ADIs conducting residential mortgage lending for the quarter were: Residential mortgages …
APRA announces 2016 Brian Gray Scholarship recipients
… 14 July 2016 Print Email The Australian Prudential Regulation Authority (APRA) today announced the four … Still Hidden in the Shadows? An Analysis of Shadow Banking Regulation — Ognjen Lalovic; Alternative Funding Mechanisms … Perks; and Impact of Hard and Soft Information on Mortgage Default — Nitya Wanzare. The Scholarship program is …
APRA maintains current macroprudential policy settings
… 4 December 2023 Print Email The Australian Prudential Regulation Authority (APRA) has published its annual update … an additional capital buffer for stress situations; the mortgage serviceability buffer will be kept at 3 percentage … have helped to mitigate risks to the financial system. The mortgage serviceability buffer has proved to be effective …
APRA Chair Wayne Byres - Remarks to FINSIA ‘The Regulators’ event
… we’ll continue to pay special attention to residential mortgage portfolios and housing lending standards given their … I call them foundational because they’re not about more regulation, or changing regulation, but rather better regulation. The first is our …
APRA keeps macroprudential policy settings steady
… Monday 29 July 2024 Print Email The Australian Prudential Regulation Authority (APRA) has confirmed it will keep its … housing lending remains sound, and while arrears rates on mortgage and business lending portfolios continue to rise … will remain at 1.0 per cent of risk weighted assets; the mortgage serviceability buffer will be kept at 3 percentage …
Remarks for 'The Regulators' panel
… for a little under two-thirds. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases statistics on ADI property exposures for March 2017
… 30 May 2017 Print Email The Australian Prudential Regulation Authority (APRA) today released Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA releases statistics on ADI property exposures for June 2017
… 29 August 2017 Print Email The Australian Prudential Regulation Authority (APRA) today released Quarterly … interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA to release additional housing market data
… 31 January 2020 Print Email The Australian Prudential Regulation Authority (APRA) will expand its quarterly … to include new and more detailed statistics on residential mortgage lending. In a letter to authorised deposit-taking … The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA publishes new details on Climate Vulnerability Assessment
… 3 September 2021 Print Email The Australian Prudential Regulation Authority (APRA) has published an information … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …