mortgage regulation
Reporting requirements for residential mortgage lending
… Closed January 2018 Reporting requirements for residential mortgage lending Final round - January 2018 On 10 January … letter to its May 2017 consultation on residential mortgage lending reporting requirements and issued revised a … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Capital requirement for First Home Loan Deposit Scheme mortgages
… be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Prudential Practice Guide APG 223 Residential Mortgage Lending
… July 2019 Prudential Practice Guide APG 223 Residential Mortgage Lending Revisions to the buffer and floor rates in … set out in Prudential Practice Guide APG 223 Residential Mortgage Lending. APRA also released the final revised … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Regulation impact statements
… Breadcrumb Home Search Content Regulation impact statements The Regulation Impact Statement (RIS) process seeks to assist … impact statement October 2018 RIS ARS 223 Residential mortgage requirements for authorised deposit-taking …
Clarifying the treatment of Higher Education Loan Program debt obligations
… draft Prudential Practice Guide APG 223 Residential Mortgage Lending , and draft Reporting Standard ARS 223.0 Residential Mortgage Lending are available below. Media release : APRA … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …
Is self-regulation dead?
… Breadcrumb Home Search Content Is self-regulation dead? 8 August 2019 Wayne Byres, Chairman – … morning, I’ve been asked to answer the question: is self-regulation dead? To cut to the chase, my answer is that I … This was a classic excuse in APRA’s intervention in mortgage lending: many industry participants were …
Register of general insurance
… Company Limited Ansvar Insurance Limited ANZ Lenders Mortgage Insurance Pty. Limited Variation of licence conditions: ANZ Lenders Mortgage Insurance Pty Limited PDF 65.09 KB Takes effect 1 April 2008 Arch Lenders Mortgage Indemnity Limited Notice revoking conditions on …
Proposed revisions to the credit risk management framework for authorised deposit-taking institutions
… in place to limit growth in higher risk residential mortgage lending, such as loans at high debt-to-income … 14 June 2022 Reporting Standard ARS 223.0 Residential Mortgage Lending - Marked up PDF 296.43 KB Published 14 June … PDF 575.7 KB March 2019 The Australian Prudential Regulation Authority (APRA) has proposed updating its …
APRA Explains - the Financial Claims Scheme
… savings and cheque accounts, term deposits and mortgage offset accounts (where the offset account is a … visit the FCS website . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
COVID-19: How APRA prepared for and has responded to the coronavirus crisis
… during the coronavirus pandemic? And where does prudential regulation go from here? APRA’s pre-COVID-19 work: pandemic … close attention to certain business lines, particularly mortgage insurance, trade credit and landlord insurance. In … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
A message from APRA Executive Director Sean Carmody
… industries: Banking – making hardship allowances for mortgage and small business customers, and working through … contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Democratising data: APRA’s new approach to quarterly reporting
… restrictions contained within the Australian Prudential Regulation Authority Act 1998 (APRA Act). The proposed … feature new and more detailed statistics on residential mortgage lending, such as additional aggregate data on … ' article, December 2019. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
The Financial Claims Scheme: Protecting depositors and policyholders
… savings and cheque accounts, term deposits and mortgage offset accounts (where the offset account is a … correct at time of publication. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
APRA Explains: Applying to APRA to use restricted words
… my take to respond to your request. Case Study Mary runs a mortgage broking business and has decided to change the name … she could use the restricted term. APRA considers that a mortgage broking business relates to the provision of … business to Bank Beaters. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Capital explained
… in their business. This is a core tool of prudential regulation and also supports system-level financial … industry ’ article, March 2020. The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Beyond data collection: APRA's data modernisation agenda
… of form-based data, which grew over time in line with regulation. Our data warehouse was expanded by bolting on to …
APRA Explains: Risk-weighted assets
… contact APRA on 1300 558 849 . The Australian Prudential Regulation Authority (APRA) is the prudential regulator of …
Authorised deposit-taking institution publications refresh
… will incorporate more detailed data on residential mortgage lending than in previous publications. The response … be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt …