Revisions to the capital framework for authorised deposit-taking institutions
APRA is consulting on revisions to the capital framework for authorised deposit-taking institutions (ADIs) to implement ‘unquestionably strong’ capital ratios and the Basel III reforms.
Initial proposed revisions to the capital framework for ADIs
This section contains all relevant information regarding APRA’s initial proposed revisions to credit risk, operational risk and market risk requirements. It also includes APRA's proposals for simpler prudential requirements for small, less complex ADIs.
The consultation and response to consultation, released in February 2018 and August 2018, can be found in the link titled “review of capital framework for authorised deposit-taking institutions", at the bottom of this page.
Interest rate risk in the banking book
This section comprises all relevant information regarding APRA's proposed revisions to the interest rate risk in the banking book (IRRBB) framework.
All consultations related to the IRRBB updates, released from September 2019 to December 2023, can be found in the link titled "interest rate risk in the banking book", at the bottom of this page.
Operational risk
This section contains relevant information regarding APRA's consultation on the final operational risk requirements for ADIs which are contained in Prudential Standard APS 115 Capital Adequacy: Standardised Measurement Approach to Operational Risk (APS 115). It also includes updates to the Reporting Standard ARS 115.0 Capital Adequacy: Standardised Measurement Approach to Operational Risk (ARS 115.0).
All consultation related to these requirements, released from December 2019 to January 2022, can be found in the link titled "operational risk", at the bottom of this page.
Credit risk
This section comprises relevant information regarding APRA's proposed updates to the capital adequacy and credit risk capital requirements for ADIs.
All consultations related to these updates, released from June 2019 to December 2023, can be found in the link titled "credit risk" at the bottom of this page.
Counterparty credit risk
This section contains relevant information regarding APRA's proposed changes to the counterparty credit risk reporting standards.
The consultation and response to consultation related to these updates, released in September 2023 and October 2023, can be found in the link titled "counterparty credit risk", at the bottom of this page.
Market risk
This section contains relevant information regarding APRA's proposed revisions to the market risk standards for ADIs.
Further information on these updates can be found in the link titled "market risk", at the bottom of this page.
Note on submissions
It is APRA's policy to publish all submissions on the APRA website unless the respondent specifically tells APRA in writing that all or part of the submission is to remain confidential. An automatically generated confidentiality statement in an email does not satisfy this purpose. If you would like only part of your submission to be confidential, you should provide this information marked as 'confidential' in a separate attachment.
Submissions may be the subject of a request for access made under the Freedom of Information Act 1982 (FOIA). APRA will determine such requests, if any, in accordance with the provisions of the FOIA. Information in the submission about any APRA-regulated entity that is not in the public domain and that is identified as confidential will be protected by section 56 of the Australian Prudential Regulation Authority Act 1998 and will therefore be exempt from production under the FOIA.