APRA releases statistics on ADI property exposures for December 2016
The Australian Prudential Regulation Authority (APRA) today released Quarterly Authorised Deposit-taking Institution (ADI) Property Exposures for the December 2016 quarter.
The publication contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.
Statistics on commercial property exposure limits are being published for the first time in this edition of the Quarterly Authorised Deposit-taking Institution Property Exposures statistics. ADIs’ commercial property exposure limits as at 31 December 2016 were $310.5 billion, 19.7 per cent higher than actual exposures of $259.4 billion.
Key statistics for ADIs (excluding Other ADIs) for December 2016 were:
| December 2015 | December 2016 | Change | |
|---|---|---|---|
| Total commercial property exposures | $245.7 billion | $259.4 billion | +5.6% |
| Commercial property exposures within Australia | $205.6 billion | $219.8 billion | +6.9% |
| Total domestic housing loans | $1,383.5 billion | $1,493.5 billion | +8.0% |
Key statistics for ADIs with greater than $1 billion in housing loans for December 2016 were:
| December 2015 | December 2016 | Change | |
|---|---|---|---|
| Number of housing loans | 5,532,800 | 5,728,000 | +3.6% |
| Average balance of housing loans | $246,700 | $257,300 | +3.5% |
| New housing loans approved in the quarter | $97.2 billion | $101.0 billion | +3.9% |
Refer to the December 2016 Quarterly ADI Property Exposurespublication.
Media enquiries
Contact APRA Media Unit, on +61 2 9210 3636
All other enquiries
For more information contact APRA on 1300 558 849.
The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.