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APRA issues guidance to authorised deposit-taking institutions and insurers on capital management

The Australian Prudential Regulation Authority (APRA) has written to all authorised deposit-taking institutions (ADIs) and insurers to provide guidance on capital management during the period of significant disruption caused by COVID-19.

In a letter to ADIs, general insurers, life companies and private health insurers, APRA outlined its expectations that these institutions limit discretionary capital distributions in the months ahead, including deferrals or prudent reductions in dividends.

The letter is available on the APRA website at: Capital management.

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The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.