Media Releases
APRA releases statistics on ADI property exposures for September 2018
The Australian Prudential Regulation Authority (APRA) has today released its Quarterly Authorised Deposit-taking Institution (ADI) Property Exposures publication for the September 2018 quarter.
The publication contains information on ADIs’ commercial property exposures, residential property exposures and new housing loan approvals. Detailed statistics on residential property exposures and new housing loan approvals are included for ADIs with greater than $1 billion in housing loans.
Key statistics for ADIs (excluding Other ADIs) [1] for September 2018 were:
| September 2017 | September 2018 | Change | |
|---|---|---|---|
| Total commercial property exposure limits | $317.4 billion | $331.8 billion | +4.5% |
| Total commercial property exposures | $267.3 billion | $279.6 billion | +4.6% |
| Commercial property exposures within Australia | $229.9 billion | $241.3 billion | +5.0% |
| Total domestic housing loans | $1,533.8 billion | $1,636.9 billion | +5.4% |
Key statistics for ADIs with greater than $1 billion in housing loans for September 2018 were:
| September 2017 | September 2018 | Change | |
|---|---|---|---|
| Number of housing loans | 5,801,000 | 5,918,300 | +2.0% |
| Average balance of housing loans | $264,500 | $273,700 | +3.5% |
| New housing loans approved in the quarter | $96.4 billion | $89.2 billion | -7.4% |
APRA recommends that users of the publication exercise caution analysing and interpreting the statistics to monitor sound residential mortgage practices. Please refer to the Important Notice in the publication for further information.
Copies of the September 2018 Quarterly ADI Property Exposures publication: https://www.apra.gov.au/publications.
[1] Other ADIs consist of ADIs that are not banks, building societies or credit unions. This includes providers of purchased payment facilities and specialist credit card institutions.
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The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.