APRA releases new Monthly Authorised Deposit-taking Institution Statistics for July 2019
30 August 2019
The Australian Prudential Regulation Authority (APRA) has released its Monthly Authorised Deposit-taking Institution Statistics (MADIS) for July 2019. This is the first edition of the new MADIS publication, which replaces the Monthly Banking Statistics (MBS).
MADIS includes an expanded data set covering domestic and foreign banks, building societies, larger credit unions and other authorised deposit-taking institutions (ADIs).
Key loans and deposits statistics for the industry in the month ended July 2019:
| June 2019 | July 2019 | Change | |
|---|---|---|---|
| Total residents loans and finance leases | $2,762.4 billion | $2,766.4 billion | +0.1% |
| Total loans to households | $1,853.4 billion | $1,852.3 billion | -0.1% |
| Housing loans: Owner-occupied | $1,073.5 billion | $1,075.0 billion | +0.1% |
| Housing loans: Investment | $647.4 billion | $647.4 billion | - |
Total residents deposits | $2,050.1 billion | $2,073.0 billion | +1.1% |
MADIS is conceptually similar to MBS, but benefits from the improvements in data quality inherent in the Economic and Financial Statistics (EFS) data collection.
There has been a significant shift from owner-occupier to investment housing loans for the banks reporting in both the MADIS and MBS publications, which was expected due to a change in the definitions under the new EFS reporting.
The change in aggregates between MBS and MADIS below includes the expanded set of ADIs:
Banks - MBS | ADIs - MADIS July 2019 | Change | |
|---|---|---|---|
| Total residents loans and finance leases | $2,698.9 billion | $2,762.4 billion | +2.3% |
| Total loans to households | $1,788.4 billion | $1,853.4 billion | +3.5% |
| Housing loans: Owner-occupied | $1,131.2 billion | $1,073.5 billion | -5.4% |
| Housing loans: Investment | $557.4 billion | $647.4 billion | +13.9% |
| Total residents deposits | $2,229.6 billion | $2,050.1 billion | -8.8% |
Copies of the July 2019 monthly publications are available on the APRA website at Monthly Authorised Deposit-taking Institution Statistics
Further information relating to the new MADIS publication can be found at Authorised deposit-taking institution publications refresh.
The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, mutuals, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding around $9 trillion in assets for Australian depositors, policyholders and superannuation fund members.