News and Publications

In October 2025, APRA consulted on a simpler, clearer and more flexible pathway for banks to become accredited to use the internal ratings-based (IRB) approach to calculating credit risk-weighted assets. The new pathway is designed to make IRB accreditation more attainable for medium-sized ADIs by making APRA’s expectations more transparent and introducing further flexibility into the accreditation process.

APRA has finalised an FAQ on the liquidity treatment of deposits held with settlement service providers (SSPs).

APRA is finalising changes to formalise a three-tiered approach to proportionality in the banking framework, aimed at delivering clearer, more tailored prudential requirements that better reflect differences in the size and complexity of regulated entities.

In a letter to industry, APRA has called for a step-change in how banks, insurers and superannuation trustees manage AI-related risks as it warns that governance, risk management, assurance and operational resilience practices are not keeping pace with AI adoption.

APRA has finalised targeted amendments to prudential standard CPS 230, prudential practice guide CPG 230, and the corresponding Material Service Provider Register Template.

The Australian Prudential Regulation Authority (APRA) is consulting on remaking the Level 3 conglomerate standards with minor administrative updates to ensure they remain current and consistent across APRA’s suite of prudential standards.

This letter outlines how APRA has reviewed its liquidity policy framework and will consult on liquidity proposals that build on existing supervisory efforts to uplift risk management practices.

This letter clarifies APRA’s approach to eligible liquid assets for meeting liquidity requirements for ADIs subject to the Minimum Liquidity Holdings (MLH) requirement and providers of Purchased Payment Facilities (PPFs)