Financial Claims Scheme

The Financial Claims Scheme protects deposit-holders with Australian banks, building societies and credit unions, and general insurance policyholders and claimants, in the unlikely event that one of these financial institutions fails.

Learn about the Financial Claims Scheme

Stack of various coins sits on colorful Australian banknotes, suggesting themes of wealth and finance.

Overview of the Financial Claims Scheme

An overview of this Australian Government scheme to protect deposit holders and general insurance policyholders.

Banks, building societies and credit unions

More information on the protection of deposits at banks, building societies and credit unions, including links to the types of accounts covered and the actual institutions covered.

General insurers

More information on how general insurance policyholders might be covered under the FCS for valid claims.

Deposit checker: Are your deposits protected?

Find out whether your deposits are protected under the Financial Claims Scheme.

FAQs

Discover Frequently Asked Questions (FAQs) about the Financial Claims Scheme.

Glossary

Definitions of key terms used in relation to the Financial Claims Scheme.