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Executive team

APRA Members

Wayne Byres headshot
APRA Chair

Wayne Byres
BEc (Hons), MAppFin, SF Fin, GAICD

Mr Byres was appointed as a Member and Chair of APRA from 1 July 2014 for a five-year term. He was subsequently reappointed for a second five-year term commencing 1 July 2019.

Mr Byres' early career was in the Reserve Bank of Australia (RBA), which he joined in 1984. After more than a decade with the RBA, including a secondment to the Bank of England in London, he transferred to APRA on its establishment in 1998. Mr Byres subsequently held a range of senior executive positions in APRA, covering both its policy and supervisory divisions. In late 2011, Mr Byres left APRA to take up the appointment as Secretary General of the Basel Committee on Banking Supervision, the global standard setting body for banks based at the Bank for International Settlements in Basel, Switzerland. He held this position until his return to Australia in mid-2014.

Mr Byres is APRA’s representative on the Payments System Board, the Council of Financial Regulators, the Trans-Tasman Council on Banking Supervision, the Basel Committee and its oversight body, the Governors and Heads of Supervision.

Helen Rowell headshot
Deputy Chair
Helen Rowell
Mrs Rowell was appointed as Deputy Chair of APRA in November 2015, and reappointed for a further five-year term from 1 July 2018.

Mrs Rowell joined APRA in 2002 as General Manager, Industry Technical Services and was appointed APRA Member, with primary responsibility for superannuation, for a five-year term from 1 July 2013.  Prior to that, Mrs Rowell held other senior roles including General Manager, Policy Development, General Manager, Diversified Institutions Division and Executive General Manager, Supervisory Support Division.  She was the Chair of APRA’s (cross-divisional) general insurance industry group from 2006 to 2011.  Mrs Rowell has represented APRA at various subcommittees of the International Association of Insurance Supervisors, on the FSB’s Supervisory Intensity and Effectiveness Group and was previously co-Chair of the Joint Forum Financial Conglomerates Committee. Prior to joining APRA, Mrs Rowell was a partner at the international consulting firm Towers Perrin; she is also a Fellow and past President of the Institute of Actuaries of Australia.
Mrs Rowell is the APRA representative on the OECD Working Party on Private Pensions, and the International Organisation of Pension Supervisors.
APRA Deputy Chair John Lonsdale
Deputy Chair

John Lonsdale

John Lonsdale was nominated by the Government as an additional Deputy Chair of APRA on 30 May 2018 and commenced in his role on 8 October 2018.
As an Executive Board Member of APRA, John’s responsibilities include oversight of APRA’s work on culture and remuneration (including the implementation of the Banking Executive Accountability Regime), building APRA’s crisis resolution capability, strengthening APRA’s collaboration with peer regulators and supervision of ADIs.

Prior to joining APRA, John worked for the Australian Treasury.  He was a member of Treasury’s Executive Committee and held the position of Deputy Secretary, Markets Group at Treasury. In this role John had responsibility for financial system, consumer and foreign investment policy.  In 2014 he led the Secretariat to the Financial System Inquiry, based in Sydney. 

John had been with the Treasury since 1986 and worked across key areas in the Department including Budget policy, tax policy, retirement incomes and the financial system. In 2008 and 2009 he worked as the Chief Advisor in the Secretariat supporting Australia’s Future Tax System Review, a major review of Australia’s tax and transfer systems.

Geoff Summerhayes headshot
Executive Board Member

Geoff Summerhayes
B. Bus, GMQ (AGSM)

Geoff Summerhayes was appointed a Member of APRA from 1 January 2016 for a five-year term. As an Executive Board Member of APRA his responsibilities include the oversight of the General, Life and Private Health Insurance sector.

He is a member of the Executive Committee of the International Association of Insurance Supervisors and Chair of its Audit and Risk Committee, and Chair of the Sustainable Insurance Forum, which was established under the UN Environment Program.

Mr Summerhayes was Chief Executive Officer of Suncorp Life from 2008 to 2015, as well as being a director of Suncorp Portfolio Services Ltd and of Asteron Life NZ. Before joining Suncorp he held a number of senior roles at the National Australia Bank (NAB) in strategy, product and distribution. Prior to that he was CEO of Retail Investment at MLC and also held senior roles at Lend Lease.

Mr Summerhayes was a director of the Financial Services Council and was co-chair of their Life Board Committee.


Executive General Managers

Pat Brennan headshot
Executive General Manager, Policy and Advice Division
Pat Brennan

Pat Brennan was appointed as Executive General Manager, Policy and Advice Division in July 2016, prior to which he was APRA’s General Manager of Policy Development. This Division contains five teams – Advice and Approvals, Licensing, Legal, Policy Development, and Resolution and Enforcement.

Mr Brennan joined APRA in 2011 and initially led APRA’s specialist credit and operational risk team, and was involved in a significant number of APRA’s policy and supervision initiatives. Mr Brennan represents APRA on the Policy Development Group of the Basel Committee. Prior to joining APRA, he spent 25 years working in financial services. Mr Brennan started his career in London working in a variety of operational and financial markets roles before moving to Australia and working in bank treasury with a focus on balance sheet interest rate risk, funding, liquidity and capital management. Mr Brennan also spent three years in New Zealand as Treasurer for a large bank.

Mr Brennan’s qualifications include a Master of Applied Finance from Macquarie University. Mr Brennan has also completed the Executive Fellows program at the Australia and New Zealand School of Government.

Sean Carmody headshot
Executive General Manager, Risk and Data Analytics Division

Sean Carmody

Sean Carmody was appointed as Executive General Manager, Risk and Data Analytics in December 2017. This Division has responsibility for risk analysis and risk response, it aims to identify risks early in their emergence and ensure that regulated entities respond appropriately to them.

Mr Carmody has over 20 years experience across banking, financial markets and funds management. Prior to joining APRA he was General Manager, Risk Analytics and Insights at Westpac where he had responsibility across risk modelling and reporting, market risk and liquidity risk. Mr Carmody has also held roles at Westpac as Head of Credit Risk, Head of Market Risk and the Head of Credit Portfolio Management in WIB. His previous experience includes working in funds management (Barclays Global Investors) and investment banking (Deutsche Bank) and his qualifications include a PhD in Pure Mathematics from St John's College, Cambridge.

Brandon Khoo headshot
Executive General Manager, Diversified Institutions Division

Brandon Khoo

​​​​​Brandon Khoo is the Executive General Manager of the Diversified Institutions Division of APRA. This Division has responsibility for the prudential supervision of large and complex institutions across the banking, insurance and superannuation sectors.

Mr Khoo joined APRA in 1999. He has over 20 years experience on the prudential regulation of a broad range of financial industry participants including 12 years as the Executive General Manager of the Specialised Institutions Division. Prior to his appointment at APRA, Mr Khoo held a series of management positions at the Australian Financial Institutions Commission.

Mr Khoo is a member of Chartered Accountants, Australia and New Zealand.

Steve Matthews headshot
Executive General Manager, Corporate Services Division
Steve Matthews
Steve Matthews was appointed Executive General Manager, Corporate Services in April 2015. This Division has responsibility for the provision of corporate support services, including Finance, IT, People & Culture, Corporate Affairs, Security and Information Governance, and Property, Procurement & Facilities Management.
Previously Mr Matthews was APRA’s Chief Financial Officer. Prior to his appointment at APRA in November 2010, Mr Matthew’s career included senior roles within the NSW Department of Human Services and various financial sector companies.
Mr Matthews has a degree in Commerce, is a Chartered Accountant, and a Member of the Australian Institute of Company Directors.
Therese McCarthy Hockey headshot
Executive General Manager, Strategy & Chief Risk Officer

Therese McCarthy Hockey

Therese McCarthy Hockey was appointed as Executive General Manager, Strategy and Chief Risk Officer in January 2018. The division which she leads is responsible for Enterprise Strategy and Risk along with Supervision Framework and Strategic Programs.

Therese has over 20 years experience both in Australia and more recently in the UK in financial markets with responsibility across treasury - risk management, regulation, governance and change. Prior to joining APRA, she was Deputy Group Treasurer and Global Chief Operating Officer at Deutsche Bank. Therese has also served on the Board of Deutsche’s UK subsidiaries with governance over a range of businesses covering retail lending, wealth management, derivatives and custody services, as well as the regulatory requirements in each of these areas. She holds a Bachelors degree in Mathematics, a Bachelors degree in Economics and Finance and a Master of Applied Finance Degree from Macquarie University.