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Private Health Insurance Reporting Framework

What's new 
  • 29/12/2017 - APRA uses validation rules within D2A to validate the data submitted by reporting entities. Entities are expected to correct any reporting errors identified by these rules. Click here for the list of latest D2A Validation Rule for Private Health Insurers. Some validation rules relate to calculated cells in D2A forms. Click here for the list of formulae (‘derivation rules’) used to generate values in calculated cells.
  • 23/08/2016 - APRA released its letter outlining the end of year audit requirements for HRF 601.0 and the annual HRF 602.0. Also released were pro forma audit opinions for both returns. The documents are available here
  • 05/07/2016  - APRA released a set of 'Excel to D2A Assist' workbooks to assist PHIs in submitting their June 2016 quarterly returns via D2A.  The workbooks and guidance are available in a zip file here. 
  • 23/06/2016 - Starting from the 30 June 2016, PHIs are required to submit their returns to APRA via D2A. For further information on D2A, please refer to section below on Submitting data to APRA. 
Private health insurers are required, under the Financial Sector (Collection of Data) Act 2001 and its reporting standard, to provide data to APRA. The data is defined in the set of reporting forms and instructions. Some forms are subject to audit requirements.  
Information on the reporting framework for private health insurance companies, and guidance to help entities submit forms are provided in the links below:
Submitting data to APRA
APRA provides private health insurers with software to encrypt and submit data using
D2A (Direct to APRA)
For technical queries regarding the D2A system, please contact the D2A helpdesk on (02) 9210 3400 between 9:00 a.m. and 5:00 p.m. EST or by emailing
Standard Business Reporting

APRA has adopted Standard Business Reporting (SBR), an Australian Government initiative that simplifies business-to-government reporting in a number of ways, including:
  • a single secure sign-on to submit reports to participating government agencies called AUSkey. Refer to for more information; and
  • a definitional taxonomy for reporting to all participating government agencies.
Contact Information

If you have queries on regulatory reporting for general insurance companies, please contact APRA by emailing